Billing & Payments

This guide covers how billing works in StewardTrack, including payment methods, invoices, and billing cycles.

Payment Methods

StewardTrack accepts payments through secure online payment processing. Supported methods include:

  • Credit/debit cards -- Visa, Mastercard, American Express

  • E-wallets -- GCash, Maya

  • Bank transfers -- Select bank transfer options

Billing Cycles

Recurring Billing

  • Subscriptions are billed on a recurring basis (monthly or annually, depending on your plan)

  • Payments are processed automatically at the start of each billing cycle

  • You'll receive an invoice for each payment

Billing Date

Your billing date is set when you first subscribe. Subsequent charges occur on the same date each cycle.

Auto-Renewal

You can set up automatic recurring payments to ensure uninterrupted access:

  1. Navigate to your Subscription page.

  2. Click Enable Auto-Renewal.

  3. You'll be redirected to a secure card tokenization page.

  4. Enter your card details -- your card will be securely saved for future billing.

  5. Payments will be automatically processed at the start of each billing cycle.

Invoices & Billing History

Viewing Invoices

  • Invoices are generated for each billing cycle

  • View your complete billing history on the Subscription page

  • Download proforma invoices (upcoming billing statements) as PDF

Billing History

Your billing history shows:

  • Transaction Date -- When the payment was processed

  • Amount & Currency -- The charge and currency used

  • Transaction Type -- Invoice or recurring payment

  • Status -- Paid, Pending, Failed, or Expired

  • Invoice Link -- Download the invoice PDF (when available)

Subscription Activity Log

A detailed audit trail of all subscription events:

  • Plan activations and deactivations

  • Payment successes and failures

  • Payment retries

  • Tier changes and upgrades

  • Grace period warnings

  • Email notification records

Payment Issues

Failed Payments

If a payment fails:

  1. You'll receive a notification about the failed payment.

  2. StewardTrack will retry the payment.

  3. If payment continues to fail, your access may be restricted.

  4. Update your payment method to resolve the issue.

Unpaid Accounts

If your account has an unpaid balance:

  • You may be redirected to a payment page when trying to access the admin area

  • You can either complete the payment or switch to the free Essential tier

  • Your data is never deleted due to non-payment

Cancellation

If you wish to cancel your subscription:

  1. Navigate to your Subscription page.

  2. Click Manage Subscription and select Cancel.

  3. Complete the 3-step cancellation process:

    • Step 1: Select your reason for cancelling (feedback survey)

    • Step 2: Review the consequences and features you'll lose

    • Step 3: Confirm by typing "CANCEL" to finalize

  4. Your access continues until the end of the current billing period.

  5. After the billing period ends, features revert to the Essential (free) tier.

  6. All your data is preserved -- you can resubscribe anytime.

Note: Only Church Administrators can manage billing and subscription settings. If you need changes, contact your administrator.

Security

All payment processing is secured with:

  • SSL Encryption -- All data transmitted securely

  • PCI Compliance -- Payment card industry standards

  • 30-Day Money-Back Guarantee -- Available on new subscriptions

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